Lincoln “Hourly Loan” Program

By applying for Lincoln Automotive Financial Services “Hourly Loan” program, you only need 1 ID Card, 1 Driving License with exception of other materials and processes. You will be informed the credit decision within 1 hour. Customers who get approved will be able to obtain loan amount up to RMB 250,000.

As long as the basic conditions below are met, you can get suitable amount financed easily.

BASIC REQUIREMENTS

AMOUNT FINANCED AVAILABILITY

  • PRC citizen over 20-years-old
  • No bad credit record
  • Meet Lincoln Automotive Financial Services internal credit requirements
  • Down payment >= 40% of vehicle price

 

RMB40000(inclusive) - RMB100000(inclusive)
  • PRC citizen over 20-years-old
  • Good credit record plus >= 1 year credit card or loan record
  • Meet Lincoln Automotive Financial Services internal credit requirements
  • Down payment >= 40% of vehicle price

 

RMB100000(inclusive) - RMB250000(inclusive)

*If your loan amount exceeds RMB 250,000, Lincoln Automotive Financial Services will process the application as a standard application.

 

Fully meet your needs

Can the required materials required to apply for a loan be simplified?

  • The materials to provide are simple, only an identity card, a driver's license.

 

Could my good credit record enjoy VIP services?

  • “Hourly Loan”, no requirements of other materials, even without home visits or telephone review.

 

How long does it take to get notified of the approval results?

  • Approval within one hour, the maximum amount is RMB 250,000.

 

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Lincoln Financial Service Center

    [1] The legal entity of Lincoln Automotive Financial Services is Ford Automotive Finance (China).

    [2] To us, a true luxury financing experience is one where no needs go unmet and no questions go unanswered. So if you have any questions or concerns about financing, please don’t hesitate to contact us at: 400-820-5071 (landline or mobile) and 800-820-5071 (landline) from Monday to Friday (except national holidays).

    [3] ACTUAL PRICES AND PAYMENTS MAY BE DIFFERENT due to local rebates, specials, fees and credit qualifications. Please consult your dealer for actual vehicle price, payments, and complete details of financing programs.

    [4] Actual down payment amount and credit approval conditions are based on the credit decision of Lincoln Automotive Financial Services.