Products and Services

Lincoln Red Carpet Option

The Red Carpet Option (RCO) product is a brand new specialized retail financing product, which enables you to enjoy the most affordable way of driving your new Lincoln vehicle with peace of mind. More importantly, one of the product uniqueness is that it offers you a Guaranteed Minimum Future Value (GMFV) of the vehicle which is the balloon amount at the end of contract term. The contract term of this product can be 2 or 3 years. At the end of the contract, you are provided with three options on how to deal with your vehicle.

Choose from three options at the end of your agreement


 · Option One - Renew your Lincoln
 · Option Two - Return your Lincoln
 · Option Three - Retain your Lincoln


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Lincoln Extended Warranty - Contained Financing Program


The Lincoln EW-contained Financing Program of Lincoln Automotive Financial Services is a unique financing program crafted specially for you. Through this program, Lincoln offers the customer flexibility on their financing needs, money management, vehicle extended warranty, and a peace of mind. 


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Lincoln “Hourly Loan” Program

By applying for Lincoln Automotive Financial Services “Hourly Loan” program, you only need 1 ID Card, 1 Driving License with exception of other materials and processes. You will be informed the credit decision within 1 hour. Customers who get approved will be able to obtain loan amount up to RMB 250,000.



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Lincoln Automotive Financial Services is committed to delivering exceptional products, programs, services and tools to help you make an informed decision.

The professional financing consultants at Lincoln dealers will carefully answer all your questions and help you find options that suit your specific needs. Our personalized customer service will always place your satisfaction first.

Purchase a vehicle with Lincoln Automotive Financial Services and you will enjoy:

  • Down payment as low as 20% of vehicle price
  • Flexible financing terms up to 60 months
  • Convenient and quick payment method
  • No real-estate mortgage requirement
  • No local residence restriction
  • Turn-around time as short as 1 hour 


With Lincoln Automotive Financial Services, financing is just the beginning.

By using financing, you’ll get:

  • A new vehicle
  • Freed-up cash
  • A good credit record in PBOC individual credit information database

When you apply for Lincoln Automotive Financial Services, you’ll enjoy the specially arranged green channel credit approval process.

Lincoln Automotive Financial Services helps you enjoy driving a new Lincoln while easily managing your payments and lifestyle.

Lincoln Financial Service Center

    [1] The legal entity of Lincoln Automotive Financial Services is Ford Automotive Finance (China).

    [2] To us, a true luxury financing experience is one where no needs go unmet and no questions go unanswered. So if you have any questions or concerns about financing, please don’t hesitate to contact us at: 400-820-5071 (landline or mobile) and 800-820-5071 (landline) from Monday to Friday (except national holidays).

    [3] ACTUAL PRICES AND PAYMENTS MAY BE DIFFERENT due to local rebates, specials, fees and credit qualifications. Please consult your dealer for actual vehicle price, payments, and complete details of financing programs.

    [4] Actual down payment amount and credit approval conditions are based on the credit decision of Lincoln Automotive Financial Services.